Tracing my Great-Grandfather in Trade Directories

Directories1869 at TheGenealogist.co.uk

I’ve used trade directories before, when I was tracing my tradesmen ancestors down in Plymouth. At that time I’d found one enterprising forebear, of mine, who had been a Victualler and Brass founder on the 1861 census employing  one woman, six men and some boys in this Devon City. This had lead me on to use the University of Leicester’s site, Historical Directories at www.historicaldirectories.org to find him and his advertisement in a Plymouth Trade Directory. Its great fun to see how polite were the requests of a Victorian era businessman, asking for trade, in an advertisement from this time.

This week I had turned my attention to my maternal great-grandfather. In a book, complied on the family, that I was lucky enough to have found on the shelves of the Society of Genealogists, in Goswell Road, London, my ancestor was given a brief mention in between his more illustrious brother’s, cousin’s and forefather’s. What I was able to glean, from this book, was that Edward Massy Hay had been a merchant in London for a period in the 1860’s, after a short spell in the army.

The book had been complied by his Father, Charles Crosland Hay and completed by his cousin on the death of the former. It gave me a clue that all was not well in the business world of Edward, as a line simply said: “Partner in the firm of Stevens & Hay, Merchants in London; on its failure he became a tea-planter in Ceylon.”

My first reaction was to see if the business went bankrupt and was mentioned in the London Gazette. I checked the website at www.london-gazette.co.uk, where it is possible to search back through the archives for free, but I found nothing on the business. I’d read a tip that it was always worth checking the Edinburgh and Belfast Gazettes, in case the bankruptcy had been hidden in one of these publications. The results came back negative and so it looks as if the business was wound up without going bankrupt.

Recently, on taking a look around TheGenealogist.co.uk‘s data sets, I came across the 1869 Kelly’s Post Office Directory for London on their site. By entering “Stevens and Hay” I was eventually able to locate their business to an office at 65 Fenchurch Street, London. EC3

Moving on, to a Kelly’s Directory for 1880 London, I found my great-grandfather listed as living in Princes Square, Bayswater, London. Also at that address was his sister, Mrs Mary Ann Webster, whose husband was in the Madras Civil Service. But I had already begun investigating the move to Ceylon (today known as Sri Lanka), by my ancestor. By 1880 he was appearing in a directory for that island, as well as at Bayswater!

From a website, dedicated to the history of Ceylon Tea (www.historyofceylontea.com), I found there are links to many years of the Ferguson’s Ceylon Directory. In 1880 Edward M. Hay was an Assistant for R.Books & Co of London, in the British Colony. He appears in several of the directories, one of which has him as Chairman of his local area’s planters association and in 1905 he was listed as the owner of a tea estate called Denmark in Dolosbage, Ceylon.

This little peep into my great-grandfather’s life was made possible by the use of various trade directories and the fact that they have been scanned and uploaded to websites on the internet. But before I turned off my computer, on a whim I decided to enter the address that he had shared with his sister in London into Google street view. I was rewarded with the Georgian fronts of Princes Square and easily found the house where he lived. It is now a small hotel and so its address is on the internet.

A search for 65 Fenchurch Street, and the offices, shows that they have been replaced by a modern vista. Lastly, I did a Google search for the Denmark Tea Estate in Sri Lanka and by chance it still exists! Using Google Earth I was able to use the satellite view to see, from the air, the hillside estate that once was where my great-grandfather cultivated tea.

It seems to me to be well worth using some of these alternative tools, available to us, when doing family history research. They may add just a little bit of flesh to the bones of facts gained from the census data or the birth, marriage and death records for our ancestors.

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Bankrupt Ancestors in Your Family Tree!

We all know that in today’s new economy people are getting themselves into debt. Worse still, for some, is the prospect of going bankrupt. It may seem that bankruptcy is a modern phenomena, well it isn’t. Getting into debt was also a common problem for our ancestors as well. As we all love a skeleton in the cupboard, just how can we find out if one of our family has had the problem to face back  in the Britain of the past? It would seem that we may be able to find out more online.

In my research into my family tree I remember chancing on some family notes that, on face value, seemed to identify one of my ancestors as having been a partner in a business enterprise that had failed. To start with I had had no inkling that my forebear, in question, had even been a merchant, so to learn that his enterprise had eventually hit the rocks was an interesting nugget of information in itself. As a bookseller, myself, and having read the Charles Dickins novel called Little Dorrit, which you will no doubt know is set in within a debtor’s prison, I wanted to find out if my own ancestor had faced being declared bankrupt.

In England, Bankruptcy goes all the way back to a statute of Henry VIII in 1542. The 1571 Bankruptcy Act brought about the idea that a bankrupt person would be able to settle their debts, by distributing what remaining assets they had, through independent commissioners. Up until 1705  the unfortunate debtor could never be discharged from bankruptcy and so the stigma would remain with them for ever!

Legally, Bankruptcy is a process in which a court official assumes charge of a qualifying debtor’s property so that a distribution can be made to the creditors of the debtor in a proportion to the sum that they are owed.

Only in the year 1869 was it that individuals who were not undertaking a business  of some sorts were able to become bankrupt. Before this date, ordinary people were known as being insolvent instead. These souls faced being sent to debtor’s prison and were not released until they had found a way to pay off their creditors. Bankruptcy, as such, applied strictly to people who were traders, that is those who bought and sold goods, or who worked some materials into things that they then sold.

District bankruptcy courts were first established outside of London from 1842. Then their jurisdiction passed on in 1869 to the County Courts. In the capital city the London Court of Bankruptcy was set up in 1869, before being absorbed into the High Court of Justice in 1883. Should you wish to find details of what’s available for you to search then I recommend taking a look at Access to Archives at http://www.nationalarchives.gov.uk/a2a/

Independent assessors, known as Commissioners, would determine if a debtor was eligible for bankruptcy or not. If they were satisfied that bankruptcy could take place, then they would publish a notice in the London Gazette declaring the debtor bankrupt. Also posted would be a list of potential creditors along with the dates set for meetings. The London Gazette’s archives are easily searched today on-line at www.london-gazette.co.uk. This is a fantastic resource  for any family historian hot on the trail of a bankruptcy. You are able to search the archives by date and name, then view a pdf image of the pages that your results have found. The London Gazette has been published since 1665 with a regular publication of bankruptcies stretching back to 1684 and also 1712 for insolvent debtors. Scottish notices can be found in the Edinburgh Gazette at : www.edinburgh-gazzette.co.uk

Family historians can locate case files for English bankruptcies at The National Archives in Kew, while Scottish sequestrations are to be found at The National Archives of Scotland. Unfortunately, for us, the majority of case files for England have not survived, but those that have are indexed on TNA’s online catalogue.

Other resources to consider are journals that published similar notices to the gazettes. These will include The Times; The Gentleman’s Magazine; Perry’s Bankrupt & Insolvent Gazette (1828-1861) and Perry’s Bankrupt Weekly Gazette (1862-1881). If you are looking for notices of bankruptcies in the County Court, then you will probably need to turn to local newspapers for the area in question. The British Library would be the place to look for these. Now we are also able to search contents of newspapers at http://newspapers.bl.uk/blcs.

Insolvent ancestors can be an interesting topic of research. Remember, however, that their hardship carried much more stigma than it does today. In modern times we can go into debt, declare ourselves bankrupt, or wipe out a huge chunk of our debt with the alternative Individual Voluntary Arrangement IVA. And yet none of us lives in the fear of being incarcerated in the debtor’s prison in the 21st century.

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Military Records in Family Tree Research

With Remembrance Sunday just passed yesterday, I guess many of you may have turned your minds, like I did, to where can we find our ancestors who fought in the wars and conflicts that have taken place.

It seems, rather sadly, that it is easier to find records for British service personnel that died in action than the survivors. There is the Commonwealth War Graves Commission, local war memorials and rolls of honour, local newspaper archives amongst other places to find “The Glorious Dead”.

If, like me, you had a father who served in the Merchant Navy in the Second World War, then you can find the details of merchant seamen’s medal cards at the National Archives documents online.

http://www.nationalarchives.gov.uk/documentsonline/seamens-medals.asp

The official journals of the the British Government, the London, Edinburgh and Belfast Gazettes are great places to start looking for promotions, awards of gallantry medals and honours and the details of the commissioning and promotions of officers in the British Army, Royal Navy and Royal Air Force.

Service Records are more difficult to find. A large number of WWI records have been lost to bombing in the Second World War, but as officer’s records were not stored in the same place, you have a better chance of uncovering these. To find a soldier requires the researcher to know the regiment and service number of their ancestor. A tip I read in the Your Family Tree Magazine last month  (Issue 96 November 2010) was that as most service men were awarded at least one medal then the name indexes to the medal rolls are a good place to start researching.


Disclosure: Compensated Affiliate.

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