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Average London Property in 1910 Valued at Just £14,000, Compared to £430,500 Today

Recently I have seen that Ancestry.co.uk has launched on-line the Land Tax Valuations from 1910 London. Now we all know that property goes up and down, with most home owners expecting that the long term trend is up. Well this data collection reveals that the historic values of some of the capital’s most famous streets and landmarks from just over a century ago and no surprises that they were lower then than they are today.

Originally the records were compiled in 1910, from across the UK as part of David Lloyd George’s 1910 Finance Act and later refereed to as the ‘Domesday Survey’. The reason behind the government gathering this information was as a means to redistribute wealth through the assessment of land value.

What do the records contain for family historians? There is a listing of the owners and occupiers of the properties and it includes the address, value and annual rental yield for the properties in London in the early 20th century.

The average 1910 property could be purchased for a price tag of just £14,000, it would seem – almost 3,000 per cent less than today.

Of particular interest are the values of famous landmarks included in the collection. The Bank of England; worth a mere £110,000 in 1910, the Old Bailey; worth just £6,600, and Mansion House; which contrastingly was valued at an impressive £992,000. St Paul’s Cathedral also features, but without a valuation as it is listed as ‘exempt’ from tax.

Perhaps more surprising is that the media-hub Fleet Street, was then home to numerous newspapers from outside of London including the Liverpool Courier, Yorkshire Evening News and the Newcastle Chronicle! A property on Fleet Street cost an average of £25,000 in 1910, compared to £1.2 million today.
The records provide us with a valuable snapshot of the ownership of land at the beginning of the 20th century. It may help those with ancestors who appear in the collection to find out more about their forebears respective financial situations and the lives they led a hundred years ago.

Ancestry.co.uk International Content Director Dan Jones, whom I interviewed recently at Who Do You Think You Are? Live about their website, comments: “These records are especially useful as a census substitute for people tracing their London ancestors who may not have been captured in the England and Wales 1911 Census.

“The collection offers a fascinating insight into our capital at the beginning of the 20th century – a time when Britain was on the verge of major social, political and economic change.”

The collection complements the extensive census records, ranging from 1841 to 1901, already online at Ancestry.co.uk.

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Jersey Family History Forum at WDYTYA? Live

Jersey Family History Forum at the WDYTYA? Live show 2011
Jersey Family History Forum at the WDYTYA? Live show 2011

I had to be up, showered and breakfasted for 6 am, in order to make my way to Jersey airport and the 7 am “red-eye” to London Gatwick. The fact that I, not in any way a morning person, was prepared to do this stems from the timetable of workshops that I had seen for the Who Do You Think You Are? LIVE show at Olympia.

First on, in the Society of Genealogist’s Regional theatre was “Researching Your Family History in Jersey” given by Sue Payn and James McLaren and I really wanted to be there for the workshop. My bus to the airport, the flight to London and the coach transfer to central London all ran reasonably to schedule and so I was in the building by 10.15. and taking a seat in time for the presentation.

James’ began by clearing up the perennial misunderstanding by people from outside of the island, regarding Jersey’s constitutional position. As a Jersey born and educated person, myself, I have spent most of my life making similar statements to his and so a smile warmed my face as the familiar words rang out.

I am often heard saying that we are not part of England and Wales, nor are we part of Great Britain, nor the United Kingdom and we are not in the EU, but are British Islands.

As James said: “We are a Crown Dependency: we owe allegiance to the British crown, but in most other respects we are self-governing. We have our own legal system, large parts of which are quite different from English law. In this respect we are similar to Guernsey, but please understand that we are not the same! It’s like the difference between a Mercedes-Benz and an Austin Allegro – the principle is the same, a vehicle that gets you from A to B, but the detailed implementation is rather different.”

This brought another smile to my lips as the old rivalry, with our sister Bailiwick of Guernsey, was introduced to the good folk in the workshop. Both Bailiwicks trace a Norman heritage and when in 1204 King John lost his French possessions, the Channel Islands kept allegiance to the British Crown.

One of the first things you are going to find, if you are researching your ancestors from Jersey is that the records are invariably going to be in French, as this was the official language of this island until very recently when English has become dominant. James pointed out that Jersey was very largely French or Jerriais-speaking until the middle of the 19th century, and so a lot of legal records long after that were kept in French. The deeds to my house, for example.

I have often heard people in the island refer to these documents being written in “proper French” to distinguish the language used from Jerriais, the name given to the Jersey French patois spoken in the island, which even comes with variations in pronunciation across the 45 square miles of the island!

Jersey people have always travelled far from their island; some to settle away in places such as Canada, Australia and of course to the United Kingdom. Some stay and some return. As James said the reason Jersey folk travelled was “– partly because of our rules on inheritance, partly because there was money to be made in trade, partly to serve Queen and country in the armed forces, and more recently because the only way to get higher education was to go to the big island to the north of us. Consequently there are numerous people in the UK who have Jersey ancestry somewhere in their past.”

I shall be returning to the subject of Jersey Ancestors and have more from James McLaren from the Channel Islands Family History Society in another post on this site shortly.

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Bankrupt Ancestors in Your Family Tree!

We all know that in today’s new economy people are getting themselves into debt. Worse still, for some, is the prospect of going bankrupt. It may seem that bankruptcy is a modern phenomena, well it isn’t. Getting into debt was also a common problem for our ancestors as well. As we all love a skeleton in the cupboard, just how can we find out if one of our family has had the problem to face back  in the Britain of the past? It would seem that we may be able to find out more online.

In my research into my family tree I remember chancing on some family notes that, on face value, seemed to identify one of my ancestors as having been a partner in a business enterprise that had failed. To start with I had had no inkling that my forebear, in question, had even been a merchant, so to learn that his enterprise had eventually hit the rocks was an interesting nugget of information in itself. As a bookseller, myself, and having read the Charles Dickins novel called Little Dorrit, which you will no doubt know is set in within a debtor’s prison, I wanted to find out if my own ancestor had faced being declared bankrupt.

In England, Bankruptcy goes all the way back to a statute of Henry VIII in 1542. The 1571 Bankruptcy Act brought about the idea that a bankrupt person would be able to settle their debts, by distributing what remaining assets they had, through independent commissioners. Up until 1705  the unfortunate debtor could never be discharged from bankruptcy and so the stigma would remain with them for ever!

Legally, Bankruptcy is a process in which a court official assumes charge of a qualifying debtor’s property so that a distribution can be made to the creditors of the debtor in a proportion to the sum that they are owed.

Only in the year 1869 was it that individuals who were not undertaking a business  of some sorts were able to become bankrupt. Before this date, ordinary people were known as being insolvent instead. These souls faced being sent to debtor’s prison and were not released until they had found a way to pay off their creditors. Bankruptcy, as such, applied strictly to people who were traders, that is those who bought and sold goods, or who worked some materials into things that they then sold.

District bankruptcy courts were first established outside of London from 1842. Then their jurisdiction passed on in 1869 to the County Courts. In the capital city the London Court of Bankruptcy was set up in 1869, before being absorbed into the High Court of Justice in 1883. Should you wish to find details of what’s available for you to search then I recommend taking a look at Access to Archives at http://www.nationalarchives.gov.uk/a2a/

Independent assessors, known as Commissioners, would determine if a debtor was eligible for bankruptcy or not. If they were satisfied that bankruptcy could take place, then they would publish a notice in the London Gazette declaring the debtor bankrupt. Also posted would be a list of potential creditors along with the dates set for meetings. The London Gazette’s archives are easily searched today on-line at www.london-gazette.co.uk. This is a fantastic resource  for any family historian hot on the trail of a bankruptcy. You are able to search the archives by date and name, then view a pdf image of the pages that your results have found. The London Gazette has been published since 1665 with a regular publication of bankruptcies stretching back to 1684 and also 1712 for insolvent debtors. Scottish notices can be found in the Edinburgh Gazette at : www.edinburgh-gazzette.co.uk

Family historians can locate case files for English bankruptcies at The National Archives in Kew, while Scottish sequestrations are to be found at The National Archives of Scotland. Unfortunately, for us, the majority of case files for England have not survived, but those that have are indexed on TNA’s online catalogue.

Other resources to consider are journals that published similar notices to the gazettes. These will include The Times; The Gentleman’s Magazine; Perry’s Bankrupt & Insolvent Gazette (1828-1861) and Perry’s Bankrupt Weekly Gazette (1862-1881). If you are looking for notices of bankruptcies in the County Court, then you will probably need to turn to local newspapers for the area in question. The British Library would be the place to look for these. Now we are also able to search contents of newspapers at http://newspapers.bl.uk/blcs.

Insolvent ancestors can be an interesting topic of research. Remember, however, that their hardship carried much more stigma than it does today. In modern times we can go into debt, declare ourselves bankrupt, or wipe out a huge chunk of our debt with the alternative Individual Voluntary Arrangement IVA. And yet none of us lives in the fear of being incarcerated in the debtor’s prison in the 21st century.

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Ancestry.co.uk publishes prison ‘hulks’ records online.

A first for Ancestry.co.uk (Link is a compensated affiliate link) is their newly published “Prison Hulk Registers and Letter Books, 1802-1849″  This record set contains the incarceration records of nearly 200,000 people locked up in giant floating jails known as prison hulks.

The convicts’ records that are physically stored away in The National Archives in Kew, provide us with a fascinating insight into the Victorian criminal underworld and conditions aboard the Dickensian ships, which were created to ease overcrowded prisons.

Prison Hulks became an all to common place means to intern criminals during the 18th century. This was a time when many warships, previously used in naval conflicts were being decommissioned and then converted into huge floating prisons. Some of the ships that feature in this fascinating collection include HMS Bellerophon that saw action during the Napoleonic Wars, HMS Retribution, from the American Revolutionary War and HMS Captivity, a veteran of the French Revolutionary Wars.

The records Ancestry have put online, can show you who were imprisoned on these hulks and detail each inmate’s name, year of birth, age, year and place of conviction, offence committed, name of the hulk and, somewhat fascinatingly, character reports written by the ‘gaoler’ that provides an intriguing insight into the personality of each convict.

A an example, the entry for one Thomas Bones recalls that he was ‘a bold daring fellow, not fit to be at large in this country’, while the record for George Boardman explains ‘this youth has been neglected by his parents and been connected with bad company’. William Barton’s record simply reads ‘very bad, three times convicted’.

As well as featuring murderers, thieves and bigamists, the records also reveal examples of rough justice. Several eight-year-old boys were imprisoned on the hulks, as was 84-year-old William Davies, who was sentenced to seven years imprisonment for sheep stealing and later died on board the hulk HMS Justitia.

Ancestry.co.uk for prison hulks records
Click this image to go to ancestry.co.uk. -Â Disclosure: Compensated Affiliate Link.
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What is the Biggest Family History Problem for Those Of Us With British Ancestors?

I put up an online survey to find out what major brick walls people had in British Isles ancestor research and the largest cry that came back was the following:

Help me with my family tree research, especially back before 1837.

Perhaps this resonates with you? You’ve traced your forebears back in the census collections as far back as the 1841 census? Then you have used the Births Marriages and Deaths on the web and found that the nice and easy indexes only go back as far as 1837?

It was, you see, that in 1837 the General Register Office was set up for England and Wales and took over the registration of vital records from the Church of England.

In Scotland it was in 1855 that the General Register Office for Scotland took the same powers from the Church of Scotland. So from those years backwards we all have to use the records kept by the state church and these are known as Parish records in both jurisdictions.

Baptismal registers will normally give you the name of the child and that of its father, plus the date of the christening. Occasionally you may also see the mother’s name, most particularly if the child was illegitimate. In this case you could see the terms “base born” “bastard” or “natural born” on the record. Sometimes the godparents or witnesses also appear. This all goes to show how there was no standard format to baptismal registers until in 1812 Rose’s Act became law in England and Wales and standardised the information to be recorded on specially printed registers. It should be noted, however, that Rose’s Act did not apply to Scotland or Ireland. These new standardised registers asked for more details than before and so now the clergy had to obtain the mother’s Christian name, the father’s occupation and his abode.

Churches kept parish registers locally. They were not collated or sent to any central depository but were retained by the churches themselves. From the 16th century up until 1837 the parish church carried the responsibility of collecting records of its parishioners. While baptism was more important to the church than actual birth dates and burials were noted as opposed to deaths, the church was essentially an arm of local government.

A strong lockable box, known as the parish chest and into which were deposited records were kept. We refer to all those records, that may now be found deposited in the county record office but were once in the keeping of the parish church, as Parish Chest documents. They don’t just include the well known parish registers of baptisms, marriages and burials of our forebears. You will find there are all sorts of other records that together are sometimes referred to as the parish chest.

In England and Wales you have the vestry meeting minutes while in Scotland you have the Kirk Sessions. There are also odd records such as the report of the parish surveyor! Many of you may not have even heard of such records that may just contain your ancestor’s name and if you are restricting your searching to the online environment then you are more than likely frustrated by the inability to locate them.

In most cases you are going to have to visit the county record office to get to see microfiche copies of these English and Welsh records, as they are not online. For the baptisms, marriages and burials you could go to your local LDS centre and order the films there. Scotland’s old parish registers, however, can be accessed at the ScotlandsPeople website for a fee. Oh that we could do the same south of the border!

The NoseyGenealogist.com website
The NoseyGenealogist.com website
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My Ancestors Were in the Parish Records?

As a family historian, one of the highlights of my year is to try and get to London’s Olympia for the Who Do You Think You Are? LIVE exhibition in February and mix with like minded people all “doing” their family tree and seeing what is new in our field. In 2010 I signed up early and bought my tickets on-line. This enabled me to also reserve some passes to one or two of the Society of Genealogist’s lectures in the hall. And a good thing I did, as some of them sold out before the day!

I particularly enjoyed the talk given by John Hanson FSG, who has been researching his family tree for about 25 years.

His workshop, called “My Ancestors Were in the Parish Records? Well They Should Have Been!”, gave his audience a really good overview of Births Marriages and Burials as we would expect to find in the church records of England & Wales. As I sat, taking notes and thinking to myself smugly that I already know quite a bit about this area, I found that pretty soon I was listening to some really useful nuggets of information that I just didn’t know, or had forgotten about along the way.

Old Parish Registers

For example: Baptisms

Most people, John Hanson pointed out, think that baptisms tend to peter out with the start of civil registration on the 1st of July 1873, but this is not entirely true. Yes, they have declined in modern times. Hanson’s wife is a verger in their local church and the number of baptisms that their vicar performs these days could be counted on the fingers of one hand. But go back to the eighteenth, nineteenth & early twentieth century, he said, and you would find that the number of children being baptised per week then, would be similar to the numbers that gets baptised in a year today! Up to 1900, however, we will still find our ancestors being baptised in church and it is only as we get closer to today that the numbers drop off. So although we often think of parish records as predominately those to use to get back before 1837, this is a wake up call that these records can still be interesting to look at after that date.

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Family Tree Research Before 1837 in England & Wales

St Nicholas', Gloucester Parish Records are at County Record OfficeIn 1837 the General Register Office (GRO) was founded in England and Wales and civil registration took over from the church in this part of the UK. Two acts of Parliament were brought into law by the Whig Government of the time as they wanted to centralise data on the population…

1. The Marriage Act – which amended existing legislation for marriage procedures and brought in the addition of the registry office marriage that now allowed non conformist to marry in a civil ceremony instead of in the Church of England as previously required of all but Quakers and Jews. It is for this reason that sometimes you will see it referred to as the “Dissenters Marriage Bill”

2. An Act for Registering Births Marriages & Deaths in England – which repealed previous legislation that regulated parish and other registers.

The new laws brought with them a change whereby 619 registration districts came into force across the land. Based on old poor law unions that existed they divided up England & Wales into these various districts. A superintendent registrar was appointed for each district, with sub-districts created within the larger unit. And so from the 1 July 1837 all births, civil marriages and deaths had to be reported to local registrars, who in turn then sent the details on to their superintendent. Every three months the superintendent-registrars then sent their returns to the Registrar General at the General Register Office.

In a similar manner for church marriages, the minister was charged with sending his own lists to the GRO where the index of vital events were complied. This system means that many of us are able to simply find our ancestors in indexes and order copies of certificates back as far as the third quarter of 1837.

But if you want to get back before 1837 without the benefits of the centralised government records, then here are some pointers for you.

From the 16th century up until 1837 the parish church carried the responsibility of collecting records of its parishioners. While baptism was more important to the church than actual birth dates and burials were noted as opposed to deaths, the church was essentially an arm of local government collecting information.

Baptismal registers will normally give you the name of the child and that of its father, plus the date of the christening. Occasionally you may also see the mother’s name, most particularly if the child was illegitimate. In this case you could see the terms “base born” “bastard” or “natural born” on the record. Sometimes the godparents or witnesses also appear. This all goes to show how there was no standard format to baptismal registers until in 1812 Rose’s Act became law in England and Wales and standardised the information to be recorded on specially printed registers.

It should be noted, however, that Rose’s Act did not apply to Scotland or Ireland. These new standardised registers asked for more details than before and so now the clergy had to obtain the mother’s Christian name, the father’s occupation and his abode.

Churches kept parish registers locally. They were not collated or sent to any central depository but were retained by the churches themselves. In some cases, now, the registers have now been left to the county record offices and so you would be well advised to take a visit to the relevant record office to further your research and see the records most probably on microfilm or fiche.

The churches had a strong lockable box, known as the parish chest and into which it deposited its records. It was not just the registers that were kept in the parish chests, however, as the church was responsible for other types local government  and so various other interesting documents that may contain your ancestors’ names could have been locked away in these chests.

If you a beginning to trace your family tree before this then prepare your self for some brick walls. I found it frustrating that the Parish Records listed one of my ancestors marrying in Plymouth as a Mariner and gave no Parish from where he came. Presumably he sailed into Plymouth and married the girl, but where did he come form?

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Step-mothers and half-sisters…

Ancestral Trails-The Complete Guide to British Genealogy and Family HistoryI really recommend that you read Mark Herber’s book Ancestral Trails, if you haven’t already. I was looking again at the first chapter in what is one of the best books on United Kingdom Ancestry and Genealogy there is.

This really is a wonderful book with much help for genealogical researchers and includes a brilliant section on understanding family relationships.

What? Is Nick telling us about some sort of self-help publication aimed at men and women going through a bad patch in their relationships? No, this tome has some useful things to say about the different phrases such as: stepfather/mother; half-brother/sister and so on.  Herber tells us, in simple terms, that the term “step” denotes that there is simply no blood connection connecting the parties and so the only sort of connection is going to be through marriage. “Half” is actually something different again. This is where the actual people share but one mother or father in common.

Now, because I have a stepmother, a half-sister and I also once had a step-grandfather, until he passed away, on my mother’s side, I am acutely aware of these terms. So, while all these relationships are inescapable fact, I shudder to myself as soon as I see these somewhat cold terms used to identify people whom I love dearly. It seems to me that, in using these prefixes, that I may be accused of trying to distance myself from these members of my family for some reason. Well I’d like to say here and now that this is far from the truth when it comes to my close family step, half or what ever they may be. When we are noting down our Family history, however, we sometimes have to be very precise in explaining a relationship to someone and so detail exactly how and where a person fits into our family tree. None more difficult than when we are confronted with illegitimacy in our lines.

Maybe in the twentieth century, to be born to parents who are unmarried carries little stigma, in the past it was a very different story; thus it ought to be handled sensitively whenever addressing loved ones of a different generation.

Returning to this chapter, provided by Mark Herber’s handbook, I was amused to realise that I had forgotten about defining cousins relationships. Whilst attending a family marriage, a few years back, I was introduced by Jenny, my first-cousin-once-removed to one of her friends of her own age group. Jenny said that I was her “Mum’s cousin” and in this she turned out to be wholly correct in this explanation of how we were related. As Herber pronounces: “Relationships involving cousins are more complex. Cousins are usually people who share an actual common ancestor… The offspring of a pair of siblings happen to be “first” cousins of each other. All the offspring of two first cousins are “second” cousins of each other and so on.”

Okay so far, but then we move on to deal with completely different generations. The word we utilise to be able to denote this is “removed” hence my first cousin’s daughter is my cousin once removed. As soon as she had a child it became my first cousin twice removed. We need to determine the number of intervening generations between ourselves and the particular common ancestor and utilize that number prior to the word “removed”. Now at this point comes the bit that I had forgotten!

“The concept “removed” is generally only used to express relationships down a family tree.” Therefore this had been precisely why Jenny, my first cousin once removed, as a child of my first cousin Julie is accurate as soon as she referred to me as her “mum’s cousin”

At this point closes the pedant’s lesson for today! 🙂

Mark Herber’s book Ancestral Trails obtainable from most good bookstores.

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