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Bankrupt Ancestors in Your Family Tree!

We all know that in today’s new economy people are getting themselves into debt. Worse still, for some, is the prospect of going bankrupt. It may seem that bankruptcy is a modern phenomena, well it isn’t. Getting into debt was also a common problem for our ancestors as well. As we all love a skeleton in the cupboard, just how can we find out if one of our family has had the problem to face back  in the Britain of the past? It would seem that we may be able to find out more online.

In my research into my family tree I remember chancing on some family notes that, on face value, seemed to identify one of my ancestors as having been a partner in a business enterprise that had failed. To start with I had had no inkling that my forebear, in question, had even been a merchant, so to learn that his enterprise had eventually hit the rocks was an interesting nugget of information in itself. As a bookseller, myself, and having read the Charles Dickins novel called Little Dorrit, which you will no doubt know is set in within a debtor’s prison, I wanted to find out if my own ancestor had faced being declared bankrupt.

In England, Bankruptcy goes all the way back to a statute of Henry VIII in 1542. The 1571 Bankruptcy Act brought about the idea that a bankrupt person would be able to settle their debts, by distributing what remaining assets they had, through independent commissioners. Up until 1705  the unfortunate debtor could never be discharged from bankruptcy and so the stigma would remain with them for ever!

Legally, Bankruptcy is a process in which a court official assumes charge of a qualifying debtor’s property so that a distribution can be made to the creditors of the debtor in a proportion to the sum that they are owed.

Only in the year 1869 was it that individuals who were not undertaking a business  of some sorts were able to become bankrupt. Before this date, ordinary people were known as being insolvent instead. These souls faced being sent to debtor’s prison and were not released until they had found a way to pay off their creditors. Bankruptcy, as such, applied strictly to people who were traders, that is those who bought and sold goods, or who worked some materials into things that they then sold.

District bankruptcy courts were first established outside of London from 1842. Then their jurisdiction passed on in 1869 to the County Courts. In the capital city the London Court of Bankruptcy was set up in 1869, before being absorbed into the High Court of Justice in 1883. Should you wish to find details of what’s available for you to search then I recommend taking a look at Access to Archives at http://www.nationalarchives.gov.uk/a2a/

Independent assessors, known as Commissioners, would determine if a debtor was eligible for bankruptcy or not. If they were satisfied that bankruptcy could take place, then they would publish a notice in the London Gazette declaring the debtor bankrupt. Also posted would be a list of potential creditors along with the dates set for meetings. The London Gazette’s archives are easily searched today on-line at www.london-gazette.co.uk. This is a fantastic resource  for any family historian hot on the trail of a bankruptcy. You are able to search the archives by date and name, then view a pdf image of the pages that your results have found. The London Gazette has been published since 1665 with a regular publication of bankruptcies stretching back to 1684 and also 1712 for insolvent debtors. Scottish notices can be found in the Edinburgh Gazette at : www.edinburgh-gazzette.co.uk

Family historians can locate case files for English bankruptcies at The National Archives in Kew, while Scottish sequestrations are to be found at The National Archives of Scotland. Unfortunately, for us, the majority of case files for England have not survived, but those that have are indexed on TNA’s online catalogue.

Other resources to consider are journals that published similar notices to the gazettes. These will include The Times; The Gentleman’s Magazine; Perry’s Bankrupt & Insolvent Gazette (1828-1861) and Perry’s Bankrupt Weekly Gazette (1862-1881). If you are looking for notices of bankruptcies in the County Court, then you will probably need to turn to local newspapers for the area in question. The British Library would be the place to look for these. Now we are also able to search contents of newspapers at http://newspapers.bl.uk/blcs.

Insolvent ancestors can be an interesting topic of research. Remember, however, that their hardship carried much more stigma than it does today. In modern times we can go into debt, declare ourselves bankrupt, or wipe out a huge chunk of our debt with the alternative Individual Voluntary Arrangement IVA. And yet none of us lives in the fear of being incarcerated in the debtor’s prison in the 21st century.

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North American Family History

Those family historians, who are researching their family trees back before the start of the census collections in North America, will be aware that they have to find some alternative records sets to find their ancestors. So what suggestions can we make?

Luckily I was reading up on this subject in last month’s Your Family Tree Magazine.. Issue 96 November 2010.

The article points out that first nominal census took place in 1850 in the USA and 1851 in Canada and so for those of you trying to find ancestors from before these census took place, then the best option available to you is to use the tax records.

What you are quickly going to find is that mostly only adult males are going to be listed in these records. Questions to consider are what age did a person have to be to be included in the poll tax and also what type of property were subject to tax? Best advice is to check out the relevant government regulations so that you can interpret accurately what the data is revealing.

Regretfully there are very few records of these taxes online, but Cyndi’s list is a good place to find links when they exist. www.cyndislist.com

Here you should find links to Arkansas, Colorado, Connecticut, Delaware, Georgia, Iowa, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia and West Virginia.

Disclosure: Compensated Affiliate.

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Your Family History Answers Maybe Off-line

Sometimes we just need to accept that not every answer to your family history questions will be on-line. I’ve discovered this with my research into my British Family Tree, but it can be the same where ever it is in the world that you are looking for ancestors. You’ve searched for an ancestor using the various on-line tools and failed to find any trace of them?

The temptation is to believe that, because they don’t appear where we think that they should, that we are simply not going to find them. Well, what I need to remind myself  when I am on the trail of my UK forebears, is that not every record for Britain is on the web and even for those that are mistakes have been made and omissions may have occurred.

Anyone with a British Family tree is well catered for by the availability of paid and free look up websites.

Taking, for example, my family tree in England. My 4 times great grandparents, John and Sarah Thorn for whom I had obtained their names from the baptism information that I had got from a search of the International Genealogical Index at familysearch.org for their son, also called John, my 3x great-grandfather.

Baptismal font St. Saviours, Dartmouth, Devon, UK.
Baptismal font St. Saviours, Dartmouth, Devon, UK.

Remembering what the family history professionals teach, that you should always use information that has been transcribed as a finding aid only – using it to seek out the original record, I visited the Devon County Record Office in person and looked up the microfiche copy of the baptism of John Brampton Thorn in St.Saviours church, Dartmouth on the 28th September 1794.

Having verified that their names were correct, on the IGI, I had then searched for the marriage of John and Sarah. I knew that a number of their children were baptised in the same church and that there was only one other possible child christened earlier than my great-great-great-grandfather in St Saviours in 1790, however it was not certain if this individual was of the same family of Thorns. I was hunting for a marriage around 1794. Frustratingly, there were no likely candidates in that particular church.

Searching the IGI around the area came up with nothing and so I expanded it outwards. With my “possible parish” list I  searched on-line for the marriage and came up with some in Exeter for 1793. Were the Thorns from Exeter? Well the answer turns out to be no!

Visiting, in person, the Devon Family History Society in Exeter I explained about my brick wall and the staff looked at their data for marriages 1754 to 1812 for a John Thorn marrying a bride called Sarah. At this point I had no maiden name for Sarah. After a few minutes, for the bargain price of only 15 pence I was handed a list of seven marriages. The very first of which was a John Thorn and Sarah Branton married on the 12 January 1794. The bride’s surname was to become the second name of their child and my 3x great-grandfather. The parish was not Exeter, nor anywhere from around Dartmouth, but Plymouth Charles!

Having obtained this information off-line I then went back to the internet just to check if I could have found it there. On the IGI there was no record and various other websites I went to all returned no matches either.

The lessons I learnt here, is that not every record is accessible on-line. Remember this in your family history research.

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Volunteer Family History Site Smashed My Brick Wall

If you are having problems researching your family tree then maybe you can learn something from my experience here. I had got nowhere with this ancestor’s birth, marriage or death – on or off-line – then a chance visit to a Family History Website and an hour or two looking at the transcripts and a brick wall in my family history research came tumbling down! This, together with thinking of spelling variations of names, opened up a new line to me.

My paternal line in Dartmouth, Devon, UK has always been a bit frustrating once the census records ran out in 1841. This being the earliest English census on-line after which I had to start looking at parish records. I had worked out that my three times great-grandfather was called John Thorn and from the information given in the census collections I knew that he had been born in about 1795 and his wife, Elizabeth, in about 1798.

As a member of The Society of Genealogists in Goswell Road, London EC1. I knew that they’ve the largest collection of Parish Records in the country on microfiche. They’ve also got some transcripts of parish registers in the library.

Unfortunately Dartmouth parish records were not microfilmed, but a selection of Devon Family History Society booklets of the marriages of some of the churches in the town, including St. Saviour’s, were available. Scanning one book for any likely ancestors I noted down that on 13 April 1817 a John Thorn married an Elizabeth Sissell. With this tentative lead, I hit the Internet. I was looking for any evidence that this was the marriage of my ancestors. I opened the Dartmouth-history.org.uk website of The Dartmouth Archives and found that this voluntary organisation had a very comprehensive family history section with transcribed baptisms, burials, marriages and census records. I could read the very same details, as I had seen in London, on this niche site. The information began in 1586 and ran to 1850! There was the marriage of John to Elizabeth and this time I noticed that the witness were given as John Adams and Sunass (sic) Sissell. I assumed that this last person was a member of the bride’s family and perhaps was her father, but the name Sunass caused me concern as it didn’t seem very likely and I guessed it couldn’t be read properly by the transcriber.

After doing family history for a few years now, I’m aware that names can be transcribed incorrectly. Perhaps written down as the transcriber had seen them (as best practice dictates) and not changed to conveniently fit in with what is consider to be correct. I wondered if both the first name and the second had not been written down by the person in question, as they may well have been illiterate. When you come to do your own research you should bear in mind this point. The minister may have interpreted the name as he had heard it spoken to him and so in this case “Sissell” could possibly been “Cecil” or something entirely different. As for Sunass – at this point I hadn’t got a clue what that could have been!

There were no early enough christening records for John and Elizabeth on the Dartmouth Archives website, but I opened another browser and navigated to the Latter Day Saints (LDS) website or FamilySearch.org and here I did a search for Elizabeth’s christening and was lead to a baptism in one of the other churches in Dartmouth, St Petrox, on the 16 September 1878. The daughter of James and Sarah Sissill was one Elizabeth Gardener Sissill – and here I noted that the spelling had changed to Sissill with an “i” and not an “e”. This record made me wonder if the witness to Elizabeth’s marriage could have been her father “James” and this has been interpreted as “Sunnas” because a flowing “J” for James had looked like an “S” and the other letters had been misread as a “u” for an “a” and the double “n” as an “m”.

So what I am emphasising here is to be wary of names and the way they were spelt. Before more general levels of literacy among the public became the norm, our ancestors relied heavily on a clergyman writing down their names as they sounded.

This breakthrough is down to finding that Dartmouth has an active family history website and then using their indexes in conjunction with other Internet resources, such as the LDS site. I could then take the names and details further by looking for death certificates for John Branton Thorn and his wife Elizabeth Gardener Thorn, as they had died after civil registration of deaths took place in 1837. From here a physical visit to the Devon Record Office to see the parish records may be the next step.

The first lesson is that you should always look to see what other research may have been done, for the area your ancestors came from, and that is published on the Internet. If you find a family history society, or local interest group with a website, can any of their publications or website pages help you with your quest? Secondly, be aware of the misspelling of names and keep your mind open to possibilities. In my case I need to think of other spellings for the Sissells or names that may have sounded like Sissell in order that I may trace this line back further and break down the brick wall.

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Secrets to Avoid Barking Up the Wrong Family Tree

Anyone who does research will testify to how frustrating it is to follow leads up blind alleys. In terms of genealogy, this could mean following wrong family lines. Anyone who has had a go at genealogy will undoubtedly be familiar with this scenario. It could be that you have been given a bad lead or perhaps misread some information that you have found. Either way, it mounts up to a lot of wasted time.

So how can this pitfall be avoided? Far from giving you a clever answer, I don’t believe that there are any, there are some general tips that I can give that might help you with your genealogy research. In fact the general principles could be applied to any type of research.

The first thing you should always do is keep a track of all of your resources, every book, every article and every web site. And get detailed information too. If your source was a book for example, get all the detail down to the ISBN number. If your research is by word of mouth, write down names, times and dates. Genealogy is all about information, so backing up your facts is critical.

Following a similar theme, you need to organise yourself and your research. File everything and file things where you know how to locate them. You will find yourself back tracking continuously, so make that side of genealogy as painless as possible.

Check your facts. Not just the literal snippets of information that you pick up, but also the logical order of things. Do the facts that you have collected make sense? Apply common sense to all of your findings and question them.

Do not accept carte blanche research from sources you don’t know. What I mean by this is really the types of research that one often sees advertised, offering to write up your family tree for a fee. Beware of these types of offers. The type of research upon which these tress are founded are often questionable. Save your money and do the research yourself. That is after all, part of the fun of genealogy!

If your family has spread it’s wings across borders, be very careful when collecting facts. As one example, dates can be written differently depending on where in the world you are at the time. Easy mistakes can be made under these circumstances. The date 05/04/75 means something different to people in the USA than it does to people in the UK.

Do not make assumptions about any piece of information that you might come across. Stick with the facts that you yourself have collected. One small assumption can lead you in all sorts of directions that you didn’t really want to go down. Remember that we refer to things differently now than we did in years gone by, so when something is taken from letters 100 years ago, it might not mean the same thing to you as it did to your forefathers.

Join up with web sites that have expertise in genealogy. Talk with like minded people and get the benefit of their experience. Not only will they have tips of their own to share to help you, they will have access to sources you might never have thought of. It is well worth your time talking to other genealogists.

Get an extensive look at one of the most remarkable Genealogy Reference Books there is available on the market today. Discover what going on in genealogy today!

Source: http://www.submityourarticle.com

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Use more than one ancestor look up site!

I really need to remember my own advice to use more than one ancestor look up site!Ancestors in Thorne Family tree
On the occasions when I find myself talking to someone new to this family history pastime, about doing ancestor research, I often find myself going back to the advice that I have been given by a professional genealogists. Now I do not consider myself to be anything like a Genealogical Guru, I am simply someone who has gained a little experience over the years and now am happy to pass on two of my tips here. Both are about stepping back from the research results and introducing some careful thought into the proceedings.
  • Think logically about a person’s time-line.
  • Listen to family stories, but then step back and try to corroborate them with hard evidence to confirm what you have been told.

A person’s date of birth is obviously going to dictate an approximate time for when they could have got married and when you should reasonably expect them to have died. A little thought will tell you that rarely will a person be getting married in their hundredth year! Likewise, they are not going to be getting wed aged 6 or 7 either. Beware of entries in databases that just happen to have the same name as your ancestor, but are just plain and simply the wrong people. But even then we can go wrong if  we are not careful.

One weekend, when doing some family tree research,  I got myself stuck in a hole and wasted oh so much time digging it deeper and deeper! What was it I was doing wrong and how did I finally get out of it? Well I was trying to find the details of an ancestor’s death so that I could purchase a death certificate from the GRO site.

I am fairly wedded to www.ancestry.co.uk for most of my research. I like what they have on offer and I have become use to the way the site works. I also have a subscription to other sites such as www.thegenealogist.co.uk which I find good for many searches and then there is another favourite of mine:  www.findmypast.com.  (Disclosure re these links: Compensated Affiliate.)

The research I was doing had been initiated by reading some “thoughts” put down on paper by a relative before he died. I had been shown this family history because, as a cousin, I had an ancestor in common with them and I wanted to enter this forbear into my family tree as well. The handwritten notes indicated that our ancestor had died aged 66 and from this I was able to work out that as they were born in 1865. From this I then worked out that they probably died in 1930.

I went on to ancestry.co.uk and searched by name for the ancestor in all four quarters of 1930 but to no avail. I then broadened my research for ten years either side and spent hours looking for them without any luck. I then thought I’d try misspellings of the ancestor’s name as this, I thought, is surely why they are missing. Result: A big fat nothing!

Eventually, after much wasted time, I thought about using one of the other websites that offers Birth marriage and death details, something I should have done early on. And what did I find? There he was, on the other BMD site spelt correctly and dying in the district where I expected him too, but aged 70 not 66 and in the year 1935 not 1930!
The lessons for me to relearn and hopefully for you to benefit from are as follows:
  1. Remember that all websites are fallible and omissions happen.
  2. Family stories can sometimes be wrong as humans are not blessed with 100 percent recall and we can get things wrong, as it would seem this relative did in his writings for his children!

I have made myself a note to remember my own advice in future: Use more than one ancestor look up site and remember that stories can be wrong!

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Family Search and the Family Historian

I have been on my own family search quest for several years now. Some of the foremost websites that I have used in this time include the world famous familysearch.org, run by the Latter Day Saints and often referred to as LDS; Ancestry, operated by the Generations Network;  The Genealogist.co.uk;  Genes Reunited and   Findmypast.com. (Disclosure re these links: Compensated Affiliate.)

FamilySesarch, however, is one of the biggest genealogy organizations in the world and as such is an important on-line tool for any family historian. Countless millions of us will search the records, resources, and services of this website to learn more about our family history each year. For more than a century the people behind it have been actively gathering, preserving, and sharing genealogical records worldwide. Today, the users of the site are able to freely access the database, including the International Genealogical Index as well as church member contributed material, on-line at FamilySearch.org, or through over 4,500 family history centres in 70 countries.

The Internet resource is provided by The Church of Jesus Christ of Latter-day Saints whom you may be more familiar with as the Mormon Church. Their commitment to helping people make a connection with their ancestors comes from their belief that families are meant to be central to our lives and that family relationships are intended to continue into the after life. From this they therefore believe that all family members including those living, past, and those from the future, share an enduring bond which stretches across the generations.

Their website does not require you to share their beliefs at all, but is open to all of us to use what ever our creed, or culture is. It is a very useful resource for anyone engaged in the detective work involved in tracing one’s family tree.

The International Genealogical Index and Hugh Wallis.

Once you have keyed in your ancestor’s name into the search box you will be accessing a compilation of entries from baptism and marriage registers drawn from parishes and their equivalent from all over the world. Although it is a site run from the USA, for those of us with UK roots it still very relevant as it represents us well with index records. Some English counties in particular having excellent coverage.

The site, however, has certain issues in the way that you can search it. One of which is it is not always simple to find your ancestors even when they are there to be found in the IGI – which, of course, is not always the case. The reason why you may not find them is because to search by last name only is not permitted by the site’s search engine, unless you search within a single batch of records at a time or, across the entire country! You will probably understand that a search for a last name across the whole of England is a very tall order indeed. Remember it is not even a search of a single county, let alone a town that we are talking about here. If you have a rare name then perhaps it might be OK to do, but if you are looking for a Smith or a Jones then you are asking the impossible.

I have learnt that there is a way around this problem. It is to use a really handy website set up by an enthusiast to aid the family history researcher find their way around the FamilySearch site. What is more, it helps us know what registers are available on the IGI. The secret weapon to crack open the Family Search site is the website maintained by Hugh Wallis: http://freepages.genealogy.rootsweb.com/~hughwallis/IGIBatchNumbers.htm

The possible ranges he allows you to access are the Births/Christenings and Marriages for the British Isles, Canada and the USA. I really cannot recommend this tool highly enough to you. With it you may select a geographic location, see the churches and chapels for that area and then, by typing in the last name of your ancestor, it will use the search engine on FamilySearch to allow you to easily examine all the batches for that surname in the town or area that you are concentrating on.

Some Issues With the IGI.

Please remember, when doing your research, that the International Genealogical Index:

is incomplete – and this applies not only on a parish by parish basis, but to within parishes as well where gaps may also be found to confound you

– is compiled from several different types of record including information submitted by members of the LDS church supplying information that can sometimes be plain inaccurate and not having come from the original parish register

– has countless mistakes caused by problems associated with interpreting handwriting and also the previously noted member submitted entries

– does not, except for a few cases, cover burials;

– is only an index and so you really should not ever considered it to be a substitute for looking at the original record.

A short while ago, as I tried to get back a generation from where the census records on line had stopped in 1841, I found I was having to turn to the Parish Records. For my Scottish line I was able to use the easily accessed old parish records (OPR) on Scotlandspeople.gov.uk website, but for my English line the lack of scanned records meant the challenge of learning how to break into this area of family history research was a fascinating test for me.

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Vive La Différence! Revealed: Brits Love to Hate the French

Research reveals Brits think the French are arrogant, unhelpful and rude – but wouldn’t change a thing about them!

Research published to celebrate an archive of 16.3 million Parisian births, marriages and deaths launched online by Ancestry.co.uk in April 2010 (Disclosure: Compensated Affiliate.)

Records detail 200 years of French history

Three million Brits have French ancestry

In a world first, one of the UK’s top family history websites, Ancestry.co.uk has launched online 16.3 million historic French birth, marriage and death records – a collection of huge significance to the estimated three million Britons with French ancestry.

After Irish blood, French ancestry is the most common in the UK with 1 in 20 Brits having French ancestors, including TV presenters Davina McCall and Louis Theroux, comedian Noel Fielding and Harry Potter star Emma Watson and myself!Ancestry.co.uk

I found that my Scottish line surnamed Hay were actually descended from a Norman called De la Haye. I also have a grandfather, on my mother’s side, whose surname is Renaux and so is assumed to be from French stock.

Yet despite these close links with France, we’re unlikely to be donning berets on this side of the channel just yet. According to an online survey of 9,357 adults, conducted in October 2009 by Zoomerang research, and covering tourists from the UK, Germany, Canada, the USA and France, nearly half of Brits think Parisians are arrogant, aloof and unhelpful (45 per cent), whilst 41 per cent suspect Parisians avoided helping tourists by pretending not to speak English on their last visit to the city.

Other unappealing experiences include extortionate food and drink prices, appalling driving and excessive dog excrement on the streets.

Yet, this negative view doesn’t stop us from loving ‘belle Paris’ and in particular the French culture, with 7 in 10 visitors saying would recommend the city to a friend and a third (33 per cent) saying the rude behaviour of residents is all part of the experience.

This research has been released to celebrate the online launch of over 200 years of Parisian history in the Paris, France & Vicinity Vitals, 1700-1907 on Ancestry.co.uk, which features 16.3 million records of births, marriages and deaths from the dawn of the 18th century.

The collection contains in-depth information about the individuals featured; including their name, details of their spouse and parents, birth place, occupation, residence, age, details of marriage and date and place of death.

These ‘vital records’, so called because of their immense genealogical value, will provide the building blocks for Brits to discover their French roots, enabling them to trace the birth, marriage or death of an ancestor living in Paris and the capital’s vicinity, from the 18th to 20th centuries.

Among these historic Parisians are some of the city’s greatest artists and famous historical figures listed, including:

Edgar Degas – the French artist, regarded as one of the founders of Impressionism, appears in the birth records on the 19th July 1834

Baron Gaspard Gourgaud – the burial of the Napoleonic general Gourgaud, who once saved the life of the emperor from a gunpowder plot, is listed on the 25th July 1852

Gustave Moreau – the birth of the Symbolist painter, known for his works depicting biblical and mythological figures, is recorded on the 6th April 1826

Many of these records were compiled by the prominent genealogist Maurice Coutot in 1924. He used parish church records to fill the void that was left by the destruction of all of the pre-1860 civil registration records for Paris, which were burnt in a fire during the French Revolution.

Ancestry.co.uk International Content Director Dan Jones comments: “Paris is an enchanting city with a rich history that Brits have been drawn to for centuries, so for many it will be a thrill to discover that they may have close ancestral ties to France.

“Making these Parisian records available will help many British people out there with French heritage trace their continental roots.”

Disclosure: Compensated Affiliate.

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My Family Tree is Powered by Others Descended From Common Ancestors

One of the great things about this Family Tree thing is being contacted by others who are descended from common ancestors.

Once I published my first website www.nicholasthorne.info I started to get hits from all over and some of them were ‘cousins’ many times removed who were independently researching our forebears.

From my Devon ancestors I exchanged photographs of Captain Henry Thomas Thorne and got to read a typescript of a newspaper article.

From my Scottish ones I have had emails that disputed some of the lines and others that were supportive of the research. But the most fun were the ones that, with a proviso that the further back we went that some error may have crept in, seem to show that we were descended from various European royals and back to Adam and Eve!

Recently I have had pedigrees and photographs of Castles in the Hay Clan all of which is thrilling for somone who lives modestly in a cottage by the sea!

To anyone who is just thinking about setting out on this journey I would echo what Mark Herber in his book ‘Ancestral Trails’ says, don’t be put off by the fact that you think your family may be modest, you just never know what you are going to find.

Mark Herber’s book is available from all good bookshops: http://www.jerseybookshop.co.uk/promotions.htm

Disclosure: Compensated Affiliate.

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